Bad Credit Mortgage


If your credit is tarnished, you may believe you will never be approved for a mortgage.

Facing challenges securing a mortgage due to a less-than-ideal credit history? You’re not alone. Interfinance Mortgage Corporation understands that traditional big banks may hesitate to extend credit in the following situations:

A less-than-stellar credit rating
A history of bankruptcy
Limited or no established credit
Receipt of credit counseling

If a big bank or traditional mortgage broker has turned you away due to credit concerns, don’t lose hope—our team is here to assist. We have access to funding sources that place less emphasis on your credit history and prioritize your potential and capacity to meet mortgage obligations. If you can demonstrate a commitment to timely mortgage payments and a genuine intent to fulfill your loan agreement, you’re an ideal candidate for a bad credit mortgage.

Start by assessing your credit score, determined by your payment history with past and current loans. A low credit score (650 or lower) may categorize you as a high-risk borrower, potentially affecting your mortgage eligibility, as most big banks are cautious when dealing with such profiles.

We recognize that not everyone can maintain a high credit score, often due to circumstances beyond their control, such as funeral expenses, investment setbacks, home maintenance costs, or business challenges. By obtaining a bad credit mortgage through Interfinance Mortgage Corporation, you may steer clear of bankruptcy by consolidating the loan with high-interest debts or unlock your property’s hidden equity for various purposes.

If you’re seeking a bad credit mortgage, our team of experts is ready to offer you the second chance you deserve. We work with individuals across the credit score spectrum to find the right solution for your unique situation. Get started now!

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