Jumpstarter Mortgage Solutions
Jumpstarter Mortgage Program: A Fresh Start for Homeowners and Borrowers.
Jumpstarter Mortgage Program: Flexible Financing When Traditional Lenders Say No.
The Jumpstarter Mortgage Program is designed for Canadians facing financial challenges such as poor credit, debt, tax arrears, income issues, or mortgage declines from traditional lenders. Through flexible private mortgage solutions, Interfinance helps homeowners access equity, consolidate debt, refinance existing mortgages, prevent foreclosure, and secure the financing they need to move forward. With fast approvals, personalized service, and a focus on your current financial situation rather than past setbacks, the Jumpstarter Program provides practical funding solutions and a clear path toward improved financial stability.
Who Jumpstarter Mortgage is Ideal for:
- Short-term mortgage financing if you need funds from investments, sale of another property or access to inheritance
- Self-employed clients with strong equity but limited qualifying income or seasonal fluctuations in income would benefit from the initial 3-6 months of lower payments and then can budget for the increase in payment
- Bridging a firm sale
Jumpstarter Terms
First 3 Months
First 6 Months
4.99%
5.49%
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More about our Jumpstarter product
- 2% Lender Fee
- Fully Open for introductory rate period then closed with a 3-month interest penalty
- All terms convert to 6.99% for balance of the 1-Year term after introductory period
- 680+ Beacon & Must have clear Exit Strategy
- No GDS/TDS requirements. Minimal income docs required
- Urban/Suburban Properties Only (London to Ottawa, GTA to Barrie)
- Appraisal must be by an Approved Appraiser
*Subject to cancellation or amendment without notice
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Frequently asked questions
The Jumpstarter Mortgage Program is a private lending solution designed for Canadians who may not qualify for traditional bank financing due to credit challenges, income verification issues, tax arrears, or previous mortgage declines. It provides flexible lending options based on your current financial situation, helping you access home equity, consolidate debt, or refinance when conventional lenders say no.
This program is ideal for homeowners with credit scores around 680+ who need alternative financing solutions, including owner-occupied properties. While each application is reviewed individually, eligibility is primarily based on home equity, property type, and overall financial position rather than strict bank lending criteria. Rental properties may also be considered with adjusted terms.
Approval times can be significantly faster than traditional banks, depending on the complexity of the application and required documentation. Because the Jumpstarter Program focuses on private lending flexibility, many clients are able to receive conditional approvals quickly and move toward funding in a streamlined, efficient process.