First Mortgage
Looking for a first mortgage to purchase or refinance your home?
Flexible First Mortgage Solutions with Interfinance Mortgage Corporation
In today’s financial landscape, many Ontario homeowners and homebuyers find themselves facing challenges securing a first mortgage from traditional banks. Factors such as self-employment income, bruised credit, or a property that doesn’t fit a standard lending box can lead to rejections, leaving buyers and homeowners without a clear path forward. At Interfinance Mortgage Corporation, we’re committed to providing a fast, flexible alternative to traditional bank financing.
A first mortgage is the primary loan.
A first mortgage is the primary loan registered against your property, the foundation of your home financing. Whether you’re purchasing a new home, refinancing an existing mortgage, or need a private mortgage solution the banks won’t offer, a first mortgage through Interfinance may be the ideal fit. When structured effectively by an experienced private mortgage lender, a private first mortgage can provide the same security as an institutional loan, with far greater flexibility and speed. Start securing your financial future today.
We create professional mortgage solutions.
Let us help you find your Ideal Mortgage Solution
For our clients across Ontario,
a first mortgage with Interfinance can be the key to unlocking opportunity. Rather than viewing private lending as a last resort, we consider it a strategic financing tool that offers speed, flexibility, and certainty of closing your deals. The benefits of a first mortgage with Interfinance include:
- Fast approvals and funding — often within 1 hour to approve and 24 hours to fund, when a bank simply can’t move fast enough
- Flexible qualification — minimal income documentation required, with no GDS/TDS restrictions
- Available for purchase, refinance, and construction mortgages
- Access up to 80% loan-to-value (LTV) of your property’s appraised value
- Ideal for self-employed borrowers, bruised credit, or time-sensitive closings a traditional lender can’t accommodate
Interfinance Mortgage Corporation is here to guide you through the first mortgage process across Ontario, providing expert insights and tailored private lending solutions to help you achieve your financial goals with confidence.
Frequently asked questions
Homeowners and buyers with property equity, regardless of credit history or income type, may qualify for a private first mortgage in Ontario.
A first mortgage holds the primary registered position on title, while a second mortgage sits behind it.
Toronto, Vaughan, Markham, Mississauga, Brampton, Hamilton, Barrie, and the Greater Toronto Area.
What Our Clients Say After Working With Us.
My husband and I have had the pleasure of dealing with Kiran from Interfinance Mortgages on a couple occasions and she has exceeded our expectations. Very straight to the point, honest and helpful. Would highly recommend!
Pretty R.
Working with Kiran at Interfinance Mortgage Corporation was a fantastic experience. She helped us secure a home construction loan, and the entire process was handled with professionalism, patience, and genuine care.
Baskaran R.
Was placed in a sticky situation. Kiran and her team at Interfinance were extremely helpful. They put together a mortgage when no other lender could help. They are trustworthy and fast. They are easy to speak with and can help clear your debt.
Gagandeep K.